Extra Credit Essay: Speech or Financial Advice Column in Crimson Crimson

Write a 2 page graduation speech or a HHS Crimson Column to your fellow graduates:
How to Survive the Great Recession;
or, How to Spend Less Than You Earn; or,
How to have a girlfriend, apartment, car, new cell phone, and go to clubs with no money whatsoever!!
Use your textbook and internet (to support your opinions) and cite your sources. Write the pros and cons of each issue. Then provide your final comment or advice on each. Use the terms from your final exam list throughout your essay. Use wit, humor, artwork, quotes---to make it readable, entertaining, and informative.

Do or Don’t
Open Credit Cards—give facts about interest rates, ads, problems, alternatives….
Buy a Car—costs vs. income, interest rates, best next alternative
Go to College or a technical school. Graduate from College---expenses, loans, jobs and salaries from each
Take out a Student Loans---how to, interest rates, how much to borrow, problems
Buy Health Care Insurance?—costs and benefits, alternatives to insurance
Buy the next, newest cell phone---needs vs. wants; cost vs. benefit; planned and perceived obsolenscence
Save money, play the the Stock Market, put money saved in a CD—examples of interest rates, successes in UpDown, problems, profits, etc.
Renting an apartment—initial costs, rents/examples, agreements

Make sure each of the above is supported with facts from the textbook and the internet if you want to
Score high on this essay. 8 paragraphs. Each paragraph should be well constructed with a topic sentence and
3-4 facts supporting an argument or opinion. Conclusion: Make an argument for being ‘thrifty’ or make an argument for
Borrowing and spending that you will pay off with a good job one day.


Example… “Do not carry a credit card balance. Use a debit card. Don’t borrow….but if you have to… pay off the entire balance each month. If you’re tempted to use it to buy something that you can’t otherwise pay for, don’t. Period. Let’s say you buy a Nintendo Wii and a few accessories and put $400 on your credit card, then only make minimum payments for a year. On a typical “first” credit card with a 19.9% APR, you’ll have just watched $80 vanish into thin air. Here are some typical credit card offers…….
Here is how they try to get you to take a credit card….Here is some advice I found on the internet…..

Draw a timeline of your plans for the next year, 5 years, 10 years…

Final Exam; Show what you know!

FINAL EXAM ECONOMICS, 2010 (SHOW WHAT YOU KNOW ABOUT 32 topics)
What is the Fundamental Economic Problem?
Scarcity
Supply
Needs vs. Wants
Paradox of value
Demand
Market Economy, Traditional economy, Command economy
Economic equity
Full employment
Econ security
Gross Domestic Product and Econ growth
Utility
Wealth
The Role of Education in Income
Trade offs, Opportunity Cost
Traditional Economies, Command Economies Market Economies
Capitalism and Free Enterprise
Role of the Government in regulating economy
externalized costs,
Third world country
planned obsolescence,
perceived obsolescence
Goods
Labor-
Financial capital
Stock
S & P
NYSE
Entrepreneur
Sole Proprietorship
Corporation
Partnership
discrimination,
comparable worth
minimum wage
“Clutter”; breaking through the clutter
Obama’s Health care plan— advantages for people without coverage; poor people
THE PERSUADERS explore the idea that Americans are seek an identity buying a brand.
Advertising is more about emotional messages than information. Explain.
Are we being manipulated by THE PERSUADERS? What are their techniques

Final Project and Class Calendar May-June

GROUP PRODUCT LAUNCH!!
Calendar of Events
Don’t forget to work on your UpDown, You are competing for points
Top 30%=300 middle 30%=250 bottom=225

Product Gallery Walk; Team Development
Part 1. Launch a new product or service
The Law of Name; the Law of Shape and Color; Law of Singularity; Law of Advertising; Law of Publicity; Law of the Word
Part 2. 5/7 Business plan Rough Draft 50
5/9 Business plan (see example: Stroll Net or Power point at NFTE 50
Part 3. 5/11 Brochure and pitch for your company and product 50
Part 5. 5/18 30-60 sec. pitch 50

Part 6. Advertising campaign
3 print ads 5/23 draft due; final draft due 5/25 50
6/3 UPDOWN CHECK for FINAL RANKING; Based upon your success/profit investing and the amount of investing you have done. (225, 250, 300 pts)
1 30-60 sec. commercial or BRANDED CONTENT VIDEO for the product or organization 6/3 100
PRESENTATIONS/LAUNCH PARTY!! 6/4
Extra Credit Essay Due 6/5 100 pts
FINAL EXAM; 6/7 200 pts;
Final Fails Due: 6/8

15 days of class until FINAL FAILS! Make every day count!

You will bring in three PRINT commercials for your product. Sketches are fine for
Monday. You will review them together.

Look on line...it is ok to imitate other's ideas when you are learning. We will talk about this further on Monday....WHEN I CAN TALK!!

Calendar for Business Project

Calendar of Events
Don’t forget to work on your UpDown, You are competing for points
Top 30%=300 middle 30%=250 bottom=225

Product Gallery Walk; Team Development
Part 1. Launch a new product or service
The Law of Name; the Law of Shape and Color; Law of Singularity; Law of Advertising; Law of Publicity; Law of the Word
Team Members: ____________ ______________ ___________ _________

Part 2. 5/7 Business plan Rough Draft 50
5/9 Business plan (see example: Stroll Net or Power point at NFTE 50

Part 3. 5/11 Brochure for your company and product 50
Part 4. 5/15 Focus Interviews (10) 50
Part 5. 5/18 30-60 sec. pitch 50

Part 6. Advertising campaign
3 print ads 5/23 draft due; final draft due 5/25 50
1 30-60 sec. commercial or BRANDED CONTENT VIDEO for the product or organization 6/3 100
PRESENTATIONS/LAUNCH PARTY!! 6/4

Business plan draft is due today by 8pm

If you still want to 'show what you know'....complete the draft by 8 pm and email to me.
Your FINAL DRAFT is due on WEDNESDAY before we go on the field trip to the
Ronald Reagan Museum---which I think you will really enjoy.

50 pts rough draft
50 pts final draft
100 total

Your 3 Business Ideas are Due! Period 2

Be ready to post and select your teams.

Name
Drawing
Description
Slogan